What kind of insurance is required to operate taxis and rideshares?

To operate a taxi in Ontario, drivers must purchase additional endorsements on their motor vehicle insurance. These endorsements include: OPCF #6A - Permission to Carry Passengers for Compensation Endorsement, OPCF #19 - Limiting the Amount Paid for Loss or Damage Coverage, OPCF #21b - Blanket Fleet Coverage, OPCF #22 - Damage to Property of Passengers. Some rideshare companies such as Uber have also purchased commercial auto insurance policies to further cover their drivers.